.flow{background:radial-gradient(640px 320px at 88% -5%,#f5a5241a,#0000 60%),radial-gradient(560px 300px at -5% 110%,#0e2a3f0f,#0000 55%);padding:48px 0 72px}.flow-wrap{max-width:720px}.fcard{border:1px solid var(--line);border-radius:var(--r-xl);box-shadow:var(--shadow-lg);background:#fff;padding:34px 38px 38px}.flow-head{align-items:center;gap:16px;margin-bottom:28px;display:flex}.prog{background:var(--mist);border:1px solid var(--line);border-radius:999px;flex:1;height:6px;overflow:hidden}.bar{background:linear-gradient(90deg,var(--amber),var(--amber-hover));width:14%;height:100%;transition:width .45s var(--ease);border-radius:999px}.prog-label{color:var(--slate);font-variant-numeric:tabular-nums;background:var(--mist);border:1px solid var(--line);white-space:nowrap;border-radius:999px;padding:4px 11px;font-size:12.5px;font-weight:600}fieldset{border:0;margin:0;padding:0}.step{display:none}.step.is-active{animation:stepIn .32s var(--ease);display:block}@keyframes stepIn{0%{opacity:0;transform:translateX(var(--slide,24px))}to{opacity:1;transform:none}}@keyframes fade{0%{opacity:0;transform:translateY(10px)}to{opacity:1;transform:none}}@media (prefers-reduced-motion:reduce){.step.is-active,.result{animation:none}}.step h1{margin:10px 0 24px;font-size:clamp(24px,3.6vw,30px)}.hint{color:var(--slate);margin:-14px 0 20px;font-size:15px}.opts{gap:12px;display:grid}.opts-2{grid-template-columns:1fr 1fr}@media (width<=520px){.opts-2{grid-template-columns:1fr}}.opt{cursor:pointer}.opt input{opacity:0;width:0;height:0;position:absolute}.oc{border:1.5px solid var(--line);border-radius:var(--r-lg);transition:border-color .16s var(--ease),box-shadow .16s var(--ease),transform .16s var(--ease),background .16s var(--ease);background:#fff;align-items:center;gap:14px;height:100%;padding:15px 18px;display:flex}.oc>svg{width:22px;height:22px;color:var(--navy);box-sizing:content-box;background:var(--mist);transition:background .16s var(--ease),color .16s var(--ease);border-radius:12px;flex:none;padding:9px}.ot{min-width:0;display:block}.oc b{font-family:Sora;font-size:16px;font-weight:600}.oc small{color:var(--slate);font-size:13px;display:block}.oc b+small{margin-top:2px}.oc:after{content:"";border:2px solid var(--line);width:22px;height:22px;transition:border-color .16s var(--ease),background .16s var(--ease);border-radius:50%;flex:none;margin-left:auto}.opt:hover .oc{border-color:var(--navy);box-shadow:var(--shadow-sm);transform:translateY(-1px)}.opt input:checked+.oc{border-color:var(--amber);box-shadow:var(--shadow-md);background:#f5a5240f}.opt input:checked+.oc>svg{background:var(--navy);color:var(--amber)}.opt input:checked+.oc:after{border-color:var(--amber);background:var(--amber) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230E2A3F' stroke-width='4' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M20 6 9 17l-5-5'/%3E%3C/svg%3E") center/12px no-repeat}.opt input:focus-visible+.oc{outline:3px solid var(--focus);outline-offset:2px}.plz{letter-spacing:.14em;border:1.5px solid var(--line);border-radius:var(--r-md);text-align:center;font-variant-numeric:tabular-nums;width:100%;max-width:320px;transition:border-color .16s var(--ease),box-shadow .16s var(--ease);margin:0 auto;padding:16px 18px;font-family:Sora;font-size:26px;display:block}.plz:focus{border-color:var(--amber);outline:none;box-shadow:0 0 0 4px #f5a52426}.nav-row{justify-content:space-between;gap:12px;margin-top:30px;display:flex}.nav-row .btn:only-child{margin-left:auto}.reassure{color:var(--slate);justify-content:center;align-items:center;gap:8px;margin-top:22px;font-size:13.5px;display:flex}.reassure svg{flex:none;width:15px;height:15px}.result{animation:fade .4s var(--ease);scroll-margin-top:96px}.result .rhead{text-align:center;margin-bottom:24px}.result h1{margin:12px 0 10px;font-size:clamp(24px,3.6vw,30px)}.result .rhead p{color:var(--slate);max-width:56ch;margin:0 auto}.result .rhead .badge{margin-bottom:4px}.headline{background:linear-gradient(135deg,var(--navy) 0%,#15466b 100%);color:#fff;border-radius:var(--r-xl);text-align:center;box-shadow:var(--shadow-lg);padding:32px 24px;position:relative;overflow:hidden}.headline:before{content:"";pointer-events:none;background:radial-gradient(circle,#f5a52447,#0000 70%);border-radius:50%;width:220px;height:220px;position:absolute;bottom:-80px;right:-60px}.headline .hlabel{letter-spacing:.05em;text-transform:uppercase;color:#9db4c4;font-size:13px;font-weight:600;display:block}.headline .hnum{letter-spacing:-.02em;margin:8px 0 4px;font-family:Sora;font-size:clamp(28px,7vw,44px);font-weight:700;display:block}.headline .hnote{color:#cdd9e2;font-size:14px;display:block}.breakdown{gap:10px;margin:20px 0 4px;display:grid}.brow{border:1px solid var(--line);border-radius:var(--r-lg);background:#fff;justify-content:space-between;align-items:baseline;gap:12px;padding:14px 18px;display:flex}.brow .bt{flex:1;min-width:0;font-family:Sora;font-size:15px;font-weight:600}.brow .bt small{color:var(--slate);font-family:Inter Variable,Inter,system-ui,sans-serif;font-size:12.5px;font-weight:500;display:block}.brow .bv{text-align:right;white-space:nowrap;font-family:Sora;font-size:16px;font-weight:600}.brow .bv small{color:var(--green-ink);font-family:Inter Variable,Inter,system-ui,sans-serif;font-size:12px;font-weight:500;display:block}.brow.sub{background:0 0;border:0;padding:2px 18px}.brow.sub .bt,.brow.sub .bv{color:var(--slate);font-family:Inter Variable,Inter,system-ui,sans-serif;font-size:13.5px;font-weight:500}.hinweise{gap:6px;margin:14px 0 0;padding:0;list-style:none;display:grid}.hinweise li{color:var(--slate);padding-left:18px;font-size:13px;line-height:1.5;position:relative}.hinweise li:before{content:"·";color:var(--amber);font-weight:700;position:absolute;left:6px}.disclaimer{color:var(--slate);align-items:flex-start;gap:8px;margin:20px 0 22px;font-size:13px;line-height:1.55;display:flex}.disclaimer svg{width:16px;height:16px;color:var(--slate);flex:none;margin-top:1px}.result .btn.big{text-align:center;width:max-content;max-width:100%;margin:0 auto;padding:15px 26px;font-size:17px;display:flex}.minireassure{text-align:center;color:var(--slate);margin-top:12px;font-size:13px}.fields{gap:14px;margin-top:8px;display:grid}.fld{display:block}.fld span{margin-bottom:6px;font-size:14px;font-weight:600;display:block}.fld em{color:var(--slate);font-style:normal;font-weight:500}.fld input{border:1.5px solid var(--line);border-radius:var(--r-md);width:100%;padding:13px 15px;font-family:inherit;font-size:16px}.fld input:focus{border-color:var(--amber);outline:none;box-shadow:0 0 0 4px #f5a52424}.consent{background:var(--mist);border:1px solid var(--line);border-radius:var(--r-md);color:var(--slate);cursor:pointer;align-items:flex-start;gap:11px;padding:14px 16px;font-size:13.5px;line-height:1.5;display:flex}.consent input{width:18px;height:18px;accent-color:var(--amber);flex:none;margin-top:2px}.consent a{color:var(--navy);text-decoration:underline}.err{color:var(--danger);text-align:center;margin-top:14px;font-size:14px}.err a{color:var(--danger);text-decoration:underline}.check{background:var(--green);color:#fff;width:64px;height:64px;animation:pop .5s var(--ease) both;border-radius:50%;place-items:center;margin:0 auto 4px;display:grid}.check svg{width:34px;height:34px}@keyframes pop{0%{opacity:0;transform:scale(.4)}60%{transform:scale(1.12)}to{opacity:1;transform:scale(1)}}.next{gap:12px;max-width:520px;margin:22px auto 26px;padding:0;list-style:none;display:grid}.next li{border:1px solid var(--line);border-radius:var(--r-lg);color:var(--slate);background:#fff;align-items:flex-start;gap:14px;padding:14px 18px;font-size:15px;display:flex}.next li span{background:var(--navy);color:#fff;border-radius:50%;flex:none;place-items:center;width:26px;height:26px;font-family:Sora;font-size:14px;font-weight:600;display:grid}@media (width<=640px){.flow{padding:20px 0 48px}.fcard{border-radius:var(--r-lg);padding:24px 18px 28px}.flow-head{margin-bottom:22px}.oc{gap:12px;padding:14px 15px}.oc>svg{border-radius:10px;padding:7px}}