.flow{background:radial-gradient(640px 320px at 88% -5%,#f5a5241a,#0000 60%),radial-gradient(560px 300px at -5% 110%,#0e2a3f0f,#0000 55%);padding:48px 0 72px}.flow-wrap{max-width:720px}.fcard{border:1px solid var(--line);border-radius:var(--r-xl);box-shadow:var(--shadow-lg);background:#fff;padding:34px 38px 38px}.flow-head{align-items:center;gap:16px;margin-bottom:28px;display:flex}.prog{background:var(--mist);border:1px solid var(--line);border-radius:999px;flex:1;height:6px;overflow:hidden}.bar{background:linear-gradient(90deg,var(--amber),var(--amber-hover));width:14%;height:100%;transition:width .45s var(--ease);border-radius:999px}.prog-label{color:var(--slate);font-variant-numeric:tabular-nums;background:var(--mist);border:1px solid var(--line);white-space:nowrap;border-radius:999px;padding:4px 11px;font-size:12.5px;font-weight:600}fieldset{border:0;margin:0;padding:0}.step{display:none}.step.is-active{animation:stepIn .32s var(--ease);display:block}@keyframes stepIn{0%{opacity:0;transform:translateX(var(--slide,24px))}to{opacity:1;transform:none}}@keyframes fade{0%{opacity:0;transform:translateY(10px)}to{opacity:1;transform:none}}@media (prefers-reduced-motion:reduce){.step.is-active,.result{animation:none}}.step h1{margin:10px 0 24px;font-size:clamp(24px,3.6vw,30px)}.hint{color:var(--slate);margin:-14px 0 20px;font-size:15px}.rs-badge{vertical-align:middle;border:1px solid;border-radius:999px;padding:2px 10px;font-size:12px;font-weight:700;display:inline-block}.rs-badge.neu{color:#7a4d00;border-color:var(--amber);background:#f5a52426}.rs-badge.alt{color:var(--navy);background:#0e2a3f14;border-color:#0e2a3f4d}.opts{gap:12px;display:grid}.opt{cursor:pointer}.opt input{opacity:0;width:0;height:0;position:absolute}.oc{border:1.5px solid var(--line);border-radius:var(--r-lg);transition:border-color .16s var(--ease),box-shadow .16s var(--ease),transform .16s var(--ease),background .16s var(--ease);background:#fff;align-items:center;gap:14px;height:100%;padding:15px 18px;display:flex}.oc>svg{width:22px;height:22px;color:var(--navy);box-sizing:content-box;background:var(--mist);transition:background .16s var(--ease),color .16s var(--ease);border-radius:12px;flex:none;padding:9px}.ot{min-width:0;display:block}.oc b{font-family:Sora;font-size:16px;font-weight:600}.oc small{color:var(--slate);font-size:13px;display:block}.oc b+small{margin-top:2px}.oc:after{content:"";border:2px solid var(--line);width:22px;height:22px;transition:border-color .16s var(--ease),background .16s var(--ease);border-radius:50%;flex:none;margin-left:auto}.opt:hover .oc{border-color:var(--navy);box-shadow:var(--shadow-sm);transform:translateY(-1px)}.opt input:checked+.oc{border-color:var(--amber);box-shadow:var(--shadow-md);background:#f5a5240f}.opt input:checked+.oc>svg{background:var(--navy);color:var(--amber)}.opt input:checked+.oc:after{border-color:var(--amber);background:var(--amber) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230E2A3F' stroke-width='4' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M20 6 9 17l-5-5'/%3E%3C/svg%3E") center/12px no-repeat}.opt input:focus-visible+.oc{outline:3px solid var(--focus);outline-offset:2px}.field-grid{grid-template-columns:1fr 1fr;gap:16px;display:grid}@media (width<=560px){.field-grid{grid-template-columns:1fr}}.field{min-width:0}.field label{margin-bottom:6px;font-size:13.5px;font-weight:600;display:block}.field .fhint{color:var(--slate);margin-top:6px;font-size:12.5px;line-height:1.45}.field input,.field select{width:100%;min-width:0;max-width:100%;min-height:48px;color:var(--navy);border:1.5px solid var(--line);border-radius:var(--r-md);background:#fff;outline:none;padding:11px 14px;font-family:inherit;font-size:15.5px;transition:border-color .15s,box-shadow .15s}.field input[type=date],.field input[type=number]{appearance:none}.field input[type=date]::-webkit-date-and-time-value{text-align:left}.field input:focus,.field select:focus{border-color:var(--amber);box-shadow:0 0 0 4px #f5a52426}.suffixwrap{position:relative}.suffixwrap .sfx{color:var(--slate);pointer-events:none;font-size:14px;position:absolute;top:50%;right:14px;transform:translateY(-50%)}.suffixwrap input{padding-right:34px}.wenote{border-radius:var(--r-md);background:var(--mist);color:var(--slate);margin-top:16px;padding:12px 16px;font-size:14px}.wenote strong{color:var(--navy)}.toggle{border:1.5px solid var(--line);border-radius:var(--r-lg);cursor:pointer;align-items:center;gap:14px;padding:14px 16px;transition:border-color .16s,background .16s;display:flex}.toggle.on{border-color:var(--amber);background:#f5a5240f}.toggle.disabled{opacity:.42;pointer-events:none}.sw{background:var(--line);border-radius:999px;flex:none;width:46px;height:26px;transition:background .15s;position:relative}.sw:after{content:"";background:#fff;border-radius:50%;width:20px;height:20px;transition:transform .15s;position:absolute;top:3px;left:3px;box-shadow:0 1px 2px #0003}.toggle.on .sw{background:var(--navy)}.toggle.on .sw:after{transform:translate(20px)}.tt b{font-family:Sora;font-size:15px;font-weight:600;display:block}.tt small{color:var(--slate);margin-top:2px;font-size:13px;display:block}.infobox{border-radius:var(--r-lg);background:var(--mist);border:1px solid var(--line);color:var(--slate);padding:16px 18px;font-size:14px;line-height:1.55}.nav-row{justify-content:space-between;gap:12px;margin-top:30px;display:flex}.nav-row .btn:only-child{margin-left:auto}.reassure{color:var(--slate);justify-content:center;align-items:center;gap:8px;margin-top:22px;font-size:13.5px;display:flex}.reassure svg{flex:none;width:15px;height:15px}.result{animation:fade .4s var(--ease);scroll-margin-top:96px}.result .rhead{text-align:center;margin-bottom:24px}.result h1{margin:12px 0 10px;font-size:clamp(24px,3.6vw,30px)}.result .rhead p{color:var(--slate);max-width:58ch;margin:0 auto}.badge{color:var(--navy);background:var(--mist);border:1px solid var(--line);text-transform:uppercase;letter-spacing:.03em;border-radius:999px;align-items:center;gap:7px;padding:5px 13px;font-size:12.5px;font-weight:700;display:inline-flex}.badge svg{width:15px;height:15px}.headline{background:linear-gradient(135deg,var(--navy) 0%,#15466b 100%);color:#fff;border-radius:var(--r-xl);text-align:center;box-shadow:var(--shadow-lg);padding:32px 24px;position:relative;overflow:hidden}.headline:before{content:"";pointer-events:none;background:radial-gradient(circle,#f5a52447,#0000 70%);border-radius:50%;width:220px;height:220px;position:absolute;bottom:-80px;right:-60px}.headline .hlabel{letter-spacing:.05em;text-transform:uppercase;color:#9db4c4;font-size:13px;font-weight:600;display:block}.headline .hnum{letter-spacing:-.02em;margin:8px 0 4px;font-family:Sora;font-size:clamp(30px,8vw,48px);font-weight:700;display:block}.headline .hnote{color:#cdd9e2;font-size:14px;display:block}.breakdown{gap:10px;margin:20px 0 4px;display:grid}.brow{border:1px solid var(--line);border-radius:var(--r-lg);background:#fff;justify-content:space-between;align-items:baseline;gap:12px;padding:14px 18px;display:flex}.brow .bt{flex:1;min-width:0;font-family:Sora;font-size:15px;font-weight:600}.brow .bt small{color:var(--slate);font-family:Inter Variable,Inter,system-ui,sans-serif;font-size:12.5px;font-weight:500;display:block}.brow .bv{text-align:right;white-space:nowrap;font-family:Sora;font-size:16px;font-weight:600}.brow.sum{background:var(--navy);border-color:var(--navy);color:#fff}.brow.sum .bt,.brow.sum .bv{color:#fff}.mini{grid-template-columns:repeat(4,1fr);gap:10px;margin-top:16px;display:grid}@media (width<=560px){.mini{grid-template-columns:1fr 1fr}}.mini>div{background:var(--mist);border:1px solid var(--line);border-radius:var(--r-md);padding:12px 14px}.mini .l{color:var(--slate);font-size:11.5px}.mini .v{font-variant-numeric:tabular-nums;margin-top:3px;font-family:Sora;font-size:15px;font-weight:600}table.weg{border-collapse:collapse;border:1px solid var(--line);border-radius:var(--r-lg);width:100%;margin-top:18px;font-size:13.5px;overflow:hidden}table.weg th,table.weg td{text-align:right;padding:9px 12px}table.weg th:first-child,table.weg td:first-child{text-align:left}table.weg thead{background:var(--mist)}table.weg th{font-family:Sora;font-size:12.5px;font-weight:600}table.weg tbody tr+tr{border-top:1px solid var(--line)}.weg-cap{margin:22px 0 0;font-family:Sora;font-size:15px;font-weight:600}.detail{border:1px solid var(--line);border-radius:var(--r-lg);margin-top:18px;overflow:hidden}.detail summary{cursor:pointer;background:var(--mist);padding:14px 18px;font-size:14px;font-weight:600;list-style:none}.detail summary::-webkit-details-marker{display:none}.detail summary:before{content:"▸ ";color:var(--amber)}.detail[open] summary:before{content:"▾ "}.steps{padding:8px 12px 12px}.srow{border-radius:8px;align-items:flex-start;gap:12px;padding:9px 10px;display:flex}.srow+.srow{margin-top:2px}.srow.total{background:var(--navy);color:#fff;margin-top:6px;font-weight:700}.sn{width:24px;height:24px;color:var(--navy);background:#0e2a3f17;border-radius:50%;flex:none;justify-content:center;align-items:center;font-size:12px;font-weight:700;display:flex}.srow.total .sn{color:#fff;background:#fff3}.sb{flex:1;font-size:13px}.sv{white-space:nowrap;font-variant-numeric:tabular-nums;font-size:13px;font-weight:700}.disclaimer{color:var(--slate);align-items:flex-start;gap:8px;margin:22px 0;font-size:13px;line-height:1.55;display:flex}.disclaimer svg{width:16px;height:16px;color:var(--slate);flex:none;margin-top:1px}.result .btn.big{width:max-content;max-width:100%;margin:0 auto;padding:15px 26px;font-size:17px;display:flex}.result .btn.restart{width:max-content;margin:12px auto 0;display:flex}@media (width<=640px){.flow{padding:20px 0 48px}.fcard{border-radius:var(--r-lg);padding:24px 18px 28px}.flow-head{margin-bottom:22px}.oc{gap:12px;padding:14px 15px}}